Searching through numerous houses

wind_vane_by_foxsilong-d8xq3ecAfter Hector proposed to me on Valentine’s Day, we agreed on buying a house together.

Initially, I wanted a house in Columbia County, under $150K, less than 10 years old, brick exterior, on a slab foundation, and a fenced in yard. During that period, Zillow was my holy bible and I was only focusing at houses with an increase in value in 10 years. Unfortunately, there were not many houses under 10 years old that costs under $150K. With our options running thin, Hector and I were constantly disagreeing and arguing. We sought family and friends for some advice, but the advice we received slowly started to back fire, and it became really busy and not really applicable since people were just sharing their own experiences from the past without comprehending what Hector and I want to do or our future plans.

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In addition to the complication of the house, the mortgage loan options, down payment and providers were giving me a headache. At that point, so far Hector and I agreed on nothing except the idea of buying a house. The house hunt was nothing but two magnets with the same magnetic pole.

After running low on options for houses in Columbia County, my realtor friend told me I should consider Richmond County houses. She said if I were to live where National Hills is, I could make a lot of money on Masters rental as she has done many times in the past. Even if the home was build older than 10 years ago, there was still chances of finding remodeled homes that could be as good as new.

The joint effort between her and Hector opened up my mind and I finally agreed to look into Richmond county, and within a few days we found a house we love and fell in love with it.

The “feel” walking into this home left us with a very positive, clean, modernistic impression. Walking into the house the first impression I received was open and refreshing. The  high ceiling with open windows allow maximum sunshine into the house to brighten up the living room and the kitchen. The house has all hardwood floor, which sparkled the sunlight above and gave the house a very modern feel. There were 3 bedrooms and there was a full bathroom for each bedroom. The house did not struck me as a 20 year old house at all.

Photos from Zillow

When we saw the images posted on Zillow, were were skeptical. The pictures were definitely staged, but having furniture as prop to show how the space can be utilized is not necessary a bad thing. We’ve seen houses where the photos look much prettier than the actual place so many times due to over embellishing Photoshop, but we actually visited the location and proved that it was not the case. We got a good look at the kitchen appliances and casework up close, and they were replaced 3 years ago and were still in great condition. Many of the other places didn’t even include half of the appliances this one did. They were honestly much better than anything else in any other home we’ve seen at this price.

The house itself has a smaller square footage inside, but that was the reason why it was such a great house for working class newly weds like us. Furthermore, the architect made excellent use of the area and it’s spatially interesting. A tall common room compartmentalized with the kitchen in a smart and efficient way, while the stairway provides an unfettered view of the public areas. It’s a well organized use of space, but not cavernous for sizes’ sake. In this case,  As an aside, we’ve toured some clunkers in the 1500+ SF range that had rooms in the outer corners of the home that just weren’t being utilized well.  We saw some rather oddly laid-out floor plans with multiple extra bedrooms all scrunched together and questioned their utility.

Initially I wanted to buy a house with a great resell value in 10 years, but looking at this older neighborhood I knew it would be a stretch. However, the location of the house was actually even better for my plans- I’m planning on leasing it instead of selling it. The house is in National Hills, walking distance to the Masters, in addition to being in a very convenient location to downtown, MCG, and hospitals. This area will be a great place to lease to students, golf tours, and contracted temp professionals.

The house was built on crawl space instead of slab foundation that I had hoped for, but I realized that I could use the walk in crawl space as a basement in case I need to store my personal belongings during the master week that if I were to rent out the house.

After submitted the offer letter, our offer was accepted with minor changes.

The same week I lost my job was also the same week we’ve decided to apply for a bank loan for the house that we were looking to buy. We were already pre-approved back in February, and we scheduled an appointment to officially apply for the loan followed by the appraisal, and to have a home inspection just mere few days before I lost my job.

When I left my job on the last day, I lost hope in everything, including my dream house.

 

When a gentleman insists

 

13029714_643819019108289_7246191915680920391_oSpring was supposed to be a beautiful time where flowers are blooming bright and new life is celebrated with warmth; nevertheless, spring of 2016 has nothing but dreary.

After losing my dream job, I’ve been going to bed in tears and waking up in tears. At night I have a fear of going to bed, and during the day I fear to wake up in the morning.

To my surprise, that was only the beginning.

Losing a job could mean that I’d not be afford to pay my bills and care for my dog or myself. My frugal lifestyle finally paid off at such a detrimental time like this, but literary paying off my expenses with my long protected savings account. I talked to the landlord’s assistant in tears; gladly, she was able to let me out of my lease.

Feeling a lot relieved, I stopped shaking, but it was only mere seconds before the next problem came up in my head-Where am I going to go next?

“I still want to marry you.”

Hector said to me as I sat lifelessly while a cloud of depression cast over my face with dried up tears lined up on my cheeks. Soon after I heard what he said, my eyes went watery again. It was beyond words that he still saw me as a beautiful, confident, and prosper woman when I was at such miserable state.

I still wanted to respect Hector’s wishes to not live in together until we are man and wife, but as my lease was broken with no funds due to a job loss, I was left no where else to go. We spent a few days drafting up changes to our life time plan and decided to just go ahead and apply for our marriage certificate, and postpone the wedding plan until I am in a better state. As we were still committed with our decision to get married, we continued attending pre-marital counseling with Hector’s dad, a long time pastor and a 20-year veteran. He understood the complication in our situations, and offered to cover the food and the facility of the wedding if we were to host it at his church in the future.

During the application process, we learned that we must have an officiant to sign our certificate after performing a civil ceremony. Fortunately, I got a referral for an affordable officiant after performing photography for a friend’s wedding. In addition, through my fellow photographer peers and acquaintances, one of them volunteered to capture the moment for me when I jumped the broom.

http://www.blurb.com/bookstore/invited/6350105/d52edb80eff1b1004a855664924cce2c8731769a

On April 25, 2016, Hector took a long lunch break from work, and I grabbed the only white dress I could find in my closet; we gathered at the River Walk along with a handful of friends and family members and said our oath. My friend brought a bouquet for me as a surprise as she showed up.

Although the marriage came off as abruptly and was a huge surprise to many friends and family, we still received endless of blessings and accolades. In addition, we received bits and pieces of help from friends that made me feel grateful. It was truly heart-touching to see the support from everyone, and felt that I was not alone and someone cares about my well being.

However, the misfortune did not stop there, and it just kept coming.

 

Bright start to a storm

13048109_643819459108245_8067457833992919618_oLots of things happened this year. Even though we are only half way done with the year, events that have happened so far have been more life changing than my entire life time.

I tend to stay away from my diary when hardship hits because I want to forget the pain. Unfortunately, the more I’m tying to forget it by not writing it down, the more it circles in my head. On the other hand, due to the overflowing negativity in my head, I often overlook many thankful things and the moral lessons that I learned during this hardship.

It took me months to picked up my scattered emotions.  Looking back at these past events that happened after I have calmed down, I realized that literally, everything that I had wished for came true but ‘wishes come true’ also come with shocking twists.

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I said yes

Engagement Announcement
Posted on Augusta Chronicle on Jan 10, 2016.

Just shortly after I submitted a 2-week notice at my job with the Augusta Chronicle. I checked with the private party classified advertising rep about placing an engagement announcement. She mentioned that I can get a free placement in while I still have  my work status at the Chronicle. As frugal person, my eyes are fixated on free deals. As a result, I submitted a quick announcement before Hector even proposed to me. I was able to convenience him that the monetary value is worth it to do it for free, even though the timing is a little premature.  Unfortunately, I never got a copy of the newspaper, but I was able to grab a screenshot online.
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The Bell Ringer- Augusta University’s Student Newspaper

*Written on 5/4/2012

I love writing, and I started to enjoy reading as well. As a kid, newspaper has been fun to me. My grandpa would buy newspaper at 7-11 almost everyday to look at lottery number and the stock market. The papers he collected soon piled up to a mountain. Grandpa didn’t want to throw them away because they make a good table cloth. My sister and I would fold them into shapes of animals, cut them into paper dolls, and doodle over them. Never did I pay attention to what was exactly on the paper until I reached 18.

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Moving to a New Workforce

A lot of people ask me, what do I do for my job. and I always have a hard time finding that one word or one sentence that perfectly describes it. Now that I have submitted my 2-week notice, I was told by my boss to write a list of everything that I do and how I do it. I am amazed at how much. I’ve learned during the time I’m at The Augusta Chronicle. I will continue to cherish the experience and all the awesome colleagues here.

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ASU Creative Writing Club

* Written on 4/30/2012*

My goal as a leader is to be available and reachable to help. My greatest taboo of life is to say that I’m busy. I don’t ignore any messages. If anybody emails me or call me, I should be able to reply within the next 3 hours, unless I’m out of town or I’m dead.

My philosophy is to never say that I’m busy, because believing myself to not be busy allows me to do more things.  I look down on those who find excuses to no do things.

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